Decentralized Finance (DeFi) offers financial instruments without relying on intermediaries such as brokerages, exchanges, or banks by using smart contracts on a blockchain.

Decentralized

Transparent

Immutable

Secure

Accessible

Rewarding

Creative

Innovative

Glocal

Inspiring

Lock your LPs and generate borrowing capacity

Stake LP

Lock your Pancake generated v€ / ^v£ Liquidity Pair (LP) tokens in the TLN Smart Contract for 367 days.

Collect TLN

Your borrowing capacity (measured in TLN Gold tokens) begins at 150% of the value of your staked v€ / ^v£ LP tokens.

Borrow ^v$

To use your borrowing capacity simply burn TLN Gold tokens 1:1 for VOW Booster loans. Loans cost 18% in v$, upfront, or at the end.
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Accumulate

Repay your borrowing capacity to the contract in TLN Gold or v$ after 367 days to reclaim your LP tokens or simply walk away.

The basics

FiveX

Experience the power of speculating with up to 5 X leveraged borrowing

Rate

Available for free to all VOW ecosystem liquidity providers

Rates

18% rate for TLN community to access loans from other users.

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Understanding the TLN process in 5 easy steps

Stake Liquidity Pair tokens to Unlock Your Ecosystem Borrowing Capacity.

In a world where getting ahead necessitates credit TLN provides something different to help you on your journey. With TLN, you are not reliant on a traditional credit rating to access funds. Instead your actions unlock, and grow, a unique ecosystem borrowing capacity. The more you contribute to the stability of the ecosystem by staking your idle liquidity tokens, or referring other liquidity providers who wish to stake their liquidity tokens, the more your borrowing capacity expands.

* Instead of holding your v€ / v£ LP tokens in your wallet, you can opt to stake them for 367 days. Staking helps stabilise the project's liquidity pools, and in return you'll gain up to 150% "borrowing capacity" within the ecosystem.

Supercharge your Borrowing Capacity.

Ever wish you could benefit from helping others? With TLN, you can! By referring friends, family, or anyone else to become a Liquidity Provider in our thriving ecosystem, you not only contribute to its growth, but also increase your own borrowing capacity. Every Liquidity Provider holds their assets under their own private key. There's nothing to sell to anyone, and no commission paid on funds received by TLN; because no funds are ever received by TLN. Your LP tokens are always locked to your wallet, and only your wallet.

* Liquidity providers who stake LP tokens begin with up to 150% ecosystem borrowing capacity. If you also refer others your borrowing capacity can grow exponentially. Its a win-win scenario where your network is your net worth.

Want the ability to speculate ?
TLN has you covered.

When you stake your Liquidity Tokens the TLN smart Contract mints 150% TLN Gold tokens for you. You can sell them for v$, VOW or anything else you wish to, or you can use them to take VOW Booster loans. These are very special loans which buy VOW for you.

* To use your borrowing capacity, burn TLN Gold tokens for ^v$ loans.

An example

If you stake $1000 of LPs you will receive 1500 TLN Gold. You can use 1500 TLN Gold to claim a v$3000 loan if you opt to pay the 18% contract fee at the end of the loan, or v$6000 if you opt to pay the 18% contract fee up front. Your loan buys VOW from the market. If the price of VOW goes up, repay the loan in v$ and take the VOW. If the loan is not profitable, simply walk away.

* ^v$ are not gift cards, stable coins, e-money, financial instruments, stored value or asset referenced tokens. They are money off vouchers to use in participating businesses.

How are ^v$ loans loans sustainably funded?

Loans are funded by decentralized lenders, or the smart contract itself. The lenders, or the smart contract, receives an 18% fee for making their / its capital available to you. Because loans are collateralised at inception by the borrower, or sold specifically for VOW collateral, the risk is limited by the price of underlying VOW collateral.

* It is important to note that all borrowing and lending is conducted in a decentralized manner. No middle party exists in any transaction you make.

Some FAQs

Frequently Asked Questions, answered by the TLNcommunity for everyone's benefit.

What is the Purpose of the TLN Protocol?

This decentralized finance (DeFi) protocol was designed to provide individuals with incentives to stake their Pancake LP tokens, collect TLN, lend their assets to other users via the protocol, and borrow assets from the protocol. Users can participate in various P2P activities without the need for traditional intermediaries like banks.

How Does Staking Work in TLN Protocol?

Staking in this protocol currently involves locking up a certain amount of Pancake generated v£ v€ LP tokens in a smart contract. In return, users gain a borrowing capacity in the form of TLN Gold tokens. Staking helps secure the network and provides TLN incentives to stakers who support the protocol.

What Are the Benefits of Lending in this DeFi Protocol?

Lending in this protocol allows users to lend assets to the borrowing pool in exchange for accumulating additional TLN tokens and therefore borrowing capacity.

How Does Borrowing Work, and What Collateral is Required?

Borrowing in this protocol involves users locking up 100% VOW as collateral to borrow ^v$ from lenders (if available) or the smart contract minting v$ solely for the purpose of buying VOW tokens in an algorytmic manner.
The key points are:
1. Collateral is required to secure all loans and minimize default risk.
2. TLN Gold and TLN Plus balances determine the maximum amount users can borrow.
3. Uniquely, if the collateral value falls below the 100% threshold, there will not be a liquidation event.
4. The loan term is 367 days. The borrower has the exclusive right to repay and collect their VOW collateral between days 367 and days 372.
If the loan has not been repaid by the borrower in the timescale specified, the lender, or the contract receives the VOW. Collateral is always at risk.

Is This DeFi Protocol Safe and Secure?

Safety and security are top priorities for the community. The protocol leverages blockchain technology and key-renounced-smart-contracts to enhance security. However, it's important to note that, as with all systems there are substantial risks that come with DeFi, such as smart contract vulnerabilities, market fluctuations and regulatory issues. As all liquidity provision, staking and borrowing contracts are completely decentralised many risks are mitigated, but it cannot be said that they are eliminated. Users should always exercise caution, do their research, and use best practices for managing their own crypto assets, including keeping private keys secure.

TLN protocol

Liquidity

Staking